Automobile Liability Insurance Coverages
What is liability coverage?
Liability coverage pays for property damage and/or injuries to another person caused by an accident in which you're at fault. This coverage is required by most states to legally drive your vehicle.
Liability coverage is broken down into 2 parts: property damage and bodily injury.
Property damage
Property damage covers damage to the other party's property. This could include damage to vehicles, a yard, light pole, or other property damaged because of the accident. Other things may include:
A rental vehicle while the other person's car is being repaired
Diminished value, the difference between the value of the vehicle if there had never been damage and the value after repairs have been completed
Bodily injury
Bodily injury covers injuries sustained by another person because of the accident. This can include:
Medical bills
Prescriptions
Lost wages
Pain and suffering
States may have different requirements on who can file a bodily injury claim against you.
We can help you get the coverage you need.
Why work with Riley insurance?
We protect what's most valuable to you.
We are independent insurance agents and brokers that are a part of our local communities and support the people and businesses in it. Unlike captive agents, we work for you and have access to multiple insurance companies to find you the best coverage. And when your goals change, we have got answers — no need to keep changing insurance agents!
We can help you get the coverage you need.
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We just got our first travel trailer and needed insurance on it and Bobby got back to us right away . He got us quotes and explained the different policies and helped us make an informed decision.
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Beebe
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