Automobile Liability Insurance Coverages

What is liability coverage?

Liability coverage pays for property damage and/or injuries to another person caused by an accident in which you're at fault. This coverage is required by most states to legally drive your vehicle.
Liability coverage is broken down into 2 parts: property damage and bodily injury.

Property damage

Property damage covers damage to the other party's property. This could include damage to vehicles, a yard, light pole, or other property damaged because of the accident. Other things may include: A rental vehicle while the other person's car is being repaired Diminished value, the difference between the value of the vehicle if there had never been damage and the value after repairs have been completed

Bodily injury

Bodily injury covers injuries sustained by another person because of the accident. This can include: Medical bills Prescriptions Lost wages Pain and suffering States may have different requirements on who can file a bodily injury claim against you.

We can help you get the coverage you need.

Why work with Riley insurance?

We protect what's most valuable to you.

We are independent insurance agents and brokers that are a part of our local communities and support the people and businesses in it. Unlike captive agents, we work for you and have access to multiple insurance companies to find you the best coverage. And when your goals change, we have got answers — no need to keep changing insurance agents!
We can help you get the coverage you need.

See what shoppers like you are saying!

We just got our first travel trailer and needed insurance on it and Bobby got back to us right away . He got us quotes and explained the different policies and helped us make an informed decision.
Farren Holland
He really helped me out and has fair prices!! I’ll always use Best 1 Stop!
Kristena Drake
We can help you get the coverage you need.